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Group Health Insurance

COBRA Continuation Coverage after a Merger or Acquisition

You just sold your business and half of your staff lost their jobs. Are you obligated to offer COBRA continuation coverage to those former employees? Perhaps. When an employee loses their job, they may become eligible for COBRA. COBRA is the Consolidated Omnibus Budget Reconciliation Act, which gives certain former employees and their dependents access…

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Small Group Special Open Enrollment Window

The Affordable Care Act (ACA) requires health insurers to offer a one-month Special Open Enrollment Period, where eligible small groups can enroll in coverage without having to meet standard employer-contribution and/or employee-participation ratios. The Special Open Enrollment Period occurs from November 15th through December 15th each year, allowing eligible small groups to enroll for coverage…

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