Insurance Consultants: 888-416-LIFE / 480-607-1346

Enjoy the benefits without the risks

Participate in a climbing stock market with a guaranteed minimum return

Increase Wealth

Let H.F. Hanes & Associates help you implement a safe, secure plan that maximizes earnings without leaving you spending every day worrying. Work with us in a trusted, secure environment.

Protect Your Assets

You get rewards when the market climbs above specific set indexes, but if it does fall you are still guaranteed a minimum return. Enjoy the safety & security you want, while keeping the door open for higher returns.

Earn More Interest

It is possible to earn more than just a basic savings account interest - safely and risk-free. Our focused team will help you determine the right fit for your future needs, so you can take advantage of the best market values.

ANNUITIES

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Planning for retirement in such volatile times requires a bit more sophistication than was needed in the days of steady growth. Fortunately, there are modern products designed to guarantee your life savings while allowing you to achieve interest returns that are multiples of current CD rates and other safe money alternatives.

H.F. Hanes & Associates retirement solutions can help address your concerns over:

  • Growth potential without direct market exposure
  • Protecting your principal from market volatility
  • Generating guaranteed income you can’t outlive
  • Transforming savings into a predictable income
  • The possibility for tax-deferred growth
  • Options for inflation protection and long-term care coverage
   

LIFE INSURANCE

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Have you joined the revolution in using Indexed Universal Life (IUL) to solve your financial planning, debt reduction and retirement planning needs? Insuring your income against premature death or disability is the foundation of financial security.  Our advanced life insurance strategies provide powerful ways to help grow, protect, and transfer wealth.

Our exclusive life strategies include:

  • Tax Free Retirement Income Now
  • Tax Free Retirement Income Later
  • Roth Conversion Strategies
  • Long Term Care Solutions
  • College Planning Strategies
  • Business Solutions
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