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Planning Retirement

Capital Preservation and Why It Matters

You may have heard of capital preservation strategies at some point or another when planning for retirement. But what is capital preservation exactly? What could it mean for your overall financial plan? Here’s a quick look at what capital preservation involves – and why it becomes more important as people move into retirement and beyond. What Is Capital…

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Principal Protection — Are You Needing It Now?

Are you at or near the point of needing principal protection? Not everyone has the same psychology of investing, but many people start tapping the brakes on their tolerance for risk as they near retirement. While financial markets had some history-making moments in the 2000s, they saw never-before-swings in 2020. Because of the economic and financial…

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11 Steps to Take Before You Retire

Retirement is a major event after many years of work. It marks the time when you end your career and begin the next chapter of your life. But sometimes retirees discover that they haven’t prepared as much as they could have for this transition. Just on the financial side, there are many pieces to set…

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What Can Happen to Healthcare Spending in the Future?

Healthcare spending in retirement has already been a hotbutton financial issue for some time. But the Covid-19 pandemic has turned the healthcare industry on its head. According to an article on healthcare publisher FierceHealthcare.com, PricewaterhouseCoopers says it’s hard to tell what may be ahead for future healthcare spending. The professional services firm recently unveiled a…

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How Can Guarantees Help You in Your Retirement Plan?

Annuities can bring more stability and certainty to a retirement portfolio. But how do you know you are getting a good deal for your money? The biggest advantage that annuities can give for your retirement is their guarantees. Or in other words, the contractual assurances that the contract-issuing insurance company promises to provide you. For…

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How Can the Covid-19 Pandemic Financially Affect Retirees?

The novel coronavirus pandemic has impacted all of us in some way. Almost overnight, the U.S. was hit hard with record unemployment. Many household incomes have been abruptly shut off. Several industries have slowed down to a crawl or else been shut off. Millions of former workers have been forced to dip into their savings accounts in…

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Survey: Advisors Reserved About What Clients Might Face in 2020

As a new year rolls in, one survey suggests that advisors are optimistic but cautious about what might lie ahead for their clients in an uncertain economy. InvestmentNews has released the findings of another one of its comprehensive surveys of advisors each year. In November of 2019, the news outlet surveyed 353 advisors about their…

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